eqibank baas

One partner for
every moving part

EQIBank is a licensed global bank delivering more products in more countries than typical digital banks. We run technology, compliance, risk, and operations in-house, not through sponsorship, and provide dedicated relationship managers to guide you from mobilisation to scale. With a clear 10-week path to launch and governed service at every step, we help you grow with speed and confidence.

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eqibank

BaaS transforms industries

Banking as a Service from EQIBank can be applied across almost any sector where companies serve end users. From fintech startups and global payment platforms to marketplaces, telecoms, NGOs and even gaming or media apps, our platform delivers a fully managed, regulated bank under your brand. The examples below show how different industries unlock new revenue, loyalty and growth with EQIBank providing everything behind the scenes.

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Industry use cases

Illustrative scenarios showing how Banking-as-a-Service can power your model. These do not describe EQIBank deployments.

Marketplace treasury

In-app accounts & cards for sellers, instant settlement, FX and working capital. EQIBank runs issuing, payments, KYC, AML and fraud controls.

Telecom wallet

Accounts, cross-border transfers and micro-loans, with card issuing and dispute handling.

Wealth platform

Custody, escrow, cards and OTC in a branded wealth environment.

Enterprise vendor bank

Multi-currency accounts, escrow and FX for suppliers, with EQIBank running ledger and AML.

Web3 bridge

Compliant on & off ramps, debit cards, custody and P2P for communities.

Airline loyalty bank

Accounts, cards and travel-linked lending for members.

Sports club fintech

Fan accounts, branded cards and ticket escrow.

E-commerce giant

Embedded accounts and cards for buyers & sellers, faster checkout and refunds.

Professional services network

Multi-currency accounts and escrow for clients of law and accounting firms.

NGO aid wallet

Digital wallets and cards to distribute funds across programmes.

Real estate platform

Escrow, lending and accounts for buyers and tenants.

Automotive manufacturer

Customer wallets for leasing, financing and payments.

Education finance hub

Student wallets, cards and lending for tuition and living costs.

Gig economy worker bank

Instant payout accounts and branded cards for drivers and couriers.

Media & streaming platform

Subscriber accounts and co-branded cards with rewards.

Crypto exchange bank in a box

Fiat accounts, cards and custody alongside trading.

New neobank launcher

A startup launches a full neobank in weeks using a cloned platform.

Gaming app wallet

Player wallets, instant top-ups and branded cards.

Gambling & casino payouts

Instant payout accounts and cards, with AML, KYC, fraud and disputes handled.

Global payment platform

Multi-currency accounts, cards and escrow embedded inside a PSP.

Simple fee, partner‑favourable share

One monthly platform fee covers everything.
You keep 90% of the net profit you generate.

Platform fee

US$35,000/month

covers technology, licence & compliance operations,
AML, KYC, banking operations, and dedicated support.

Profit share

90%

of net profit generated by your programme.
Forecasting spreadsheet available on request.

Contract schedules define net revenue, reporting, reconciliations and true ups
Eligibility, corridors and product scope are subject to compliance review. Services are not provided in sanctioned jurisdictions.

Request the commercial schedule

Clear operating split

You own the brand and client relationships.
We run the bank.

Implementation and governance

Go live in as little as 10 weeks. A proven delivery plan with staged cohorts and dedicated support.

Weeks 1-2

Many Components

mobilisation, compliance onboarding, environment provisioning, brand configuration, operating model workshops

Weeks 3-6

Platform configuration

platform configuration, KYC and AML flows, payments and card parameters, risk thresholds, reporting layouts, operational runbooks

Weeks 7-10

UAT & launch

User Acceptance Testing, comprehensive staff training sessions, soft launch with cohorts, final testing, go live and hyper care support

Ready to Launch Your Branded Digital Banking?

Get started today with EQIBank's ready-to-launch
white-labeled solution

Speak to the BaaS team